Come to the OPEN HOUSE at 6138 Pondview Drive in Exeter Township. It is a great home backing up to woods with a private deck and finished basement!! Open house is 4/21/2013 from 1:00 – 3:00. Serving Philly Soft Pretzels!! Listed at $219,900
Is this what our future holds? Watch “A Day Made of Glass” and take a look at Corning’s vision for the future with specialty glass at the heart of it.
Learn more about Corning at corning.com. Search for career opportunities at corning.com/careers. Thanks Daniel Boone Middle School Computer class for sharing with Trevor Cicala!!
The 2012 numbers are in, and once again RE/MAX agents have outproduced the competition!! As displayed in the RE/MAX VS. the Industry Report released today, RE/MAX agents in the U.S. closed 828,960 residential transaction sides in 2012. The nearest competitor? Just 663,826.
RE/MAX also led in national advertising, website visits and global reach. I am proud to be a RE/MAX Agent!!
Update Your Kitchen and Bath
By Robert Levine
Author:Alison Paoli on Zillow.com
The HARP 2.0 refinance program will become widely available to underwater homeowners on Monday March 19, 2012 and is expected to bring mortgage relief to those who are current on their home loan, but have been unable to refinance into today’s historically low mortgage rates because of their negative equity status.
The full implementation of the revamped HARP 2.0 program, which was initially announced by President Obama in late October of 2011, has taken several months to come to fruition. And while in recent months it has been available on a manual basis and limited to just the homeowner’s current servicer, the series of changes that the computerized version of the program is undergoing this weekend, will dramatically increase the volume and speed of applications processed (think flying 100 people across the ocean versus 100 people swimming across it).
To be eligible for a HARP refinance, you can either use this HARP eligibility calculator with detailed eligibility explanations or follow the general guidelines below:
1. Your loan must be owned or guaranteed by Fannie Mae or Freddie Mac. If you are unsure, you can check both Fannie Mae and Freddie Mac’s websites or you can call their toll-free number for confirmation.
- Fannie Mae: http://www.fanniemae.com/loanlookup/ 1-800-7FANNIE (8 am to 8 pm ET)
- Freddie Mac: https://ww3.freddiemac.com/corporate/ 1-800-FREDDIE (8 am to 8 pm ET)
2. You must have closed your current loan on or before May 31, 2009.
3. You must not have made a late payment within the past six months and have had no more than one late payment within the past 12 months.
4. Your loan must fall under the current conforming loan limits. If you are unsure, you can find out here: http://themortgagereports.com/loan-limits/
If you met the general guidelines, what’s next?
Zillow’s Director of Mortgages, Erin Lantz, recommends you start by contacting your current loan servicer to see if you are eligible. “You current servicer should be able to tell you if your loan qualifies for a HARP refinance and can help you apply for it. However, just like a regular mortgage program, it makes sense to shop around and compare rates, fees and lender service levels. So start with your current servicer, but it is also a good idea to check out at least one other lender.”
HARP Program specific contact information for major mortgage servicers with whom you already have a mortgage through (not for new loans or shopping for a new servicer):
Bank of America: 1-800-846-2222 Wells Fargo: 1-877-937-9357 Chase: 1-800-848-9136 Citi: 1-800-283-7918 US Bank: 1-866-932-0462
I just read this in a Family Circle article and the thought has never crossed my mind: 97% of people never wash their reusable grocery bags, including me. The article went on to say that when tested researchers found large amounts of bacteria in all the sacks that they tested and even detected E. coli in 8% of them. One laundry cycle kills 99.9% of all bacteria so wash them between grocery trips to stay safe and uncontaminated. Speaking of grocery bags – would any of you be interested in receiving free grocery bags if I were to make them available?
I have nothing against your personal decorating choices unless I am trying to sell your house. Yes, this is my humble opinion, but if you want to sell your home and sell it fast please update your flooring – especially if you have blue, green or mauve carpeting! Today I saw a home with mostly worn green carpeting with the added touch of mauve carpeting in the formal living room and cracked, yellowed linoleum in the kitchen. The home had a nice floorplan, great curb appeal and was in pretty good condition but when I asked my buyer what she thought of the home she said “It would be more money out of our pocket than we are willing to spend to fix up a house” and the home was taken out of her radar – because of the carpet. I know that it can be a huge expense to put in new flooring but in the end, if you want your house to sell MAKE THE INVESTMENT!! It will be well worth it.